A move by Congress to offer a $15 billion federal reinsurance program coupled with a one-year delay of the health insurance tax and funding for the cost-sharing reductions could reduce average premiums by 17 percent, according to Avalere. While the policies would lower consumer premiums, they would cost the government about $21 billion, the study said. But the package would also increase individual market enrollment to 18.6 million, up from the current 18.3 million, according to Avalere’s research, which was...