New York insurers attributed about half of their proposed individual market rate increases, which average 24 percent statewide, to the upcoming loss of the mandate penalty, state Department of Financial Services Superintendent Maria Vullo said in announcing the 2019 requested rates for the small and individual market. The move comes as insurers in other states also propose rate hikes ( see our special coverage ). If Congress had not removed the mandate, individual rate increases would have averaged about 12.1...