Updated Story The exchanges will unarguably face more crossroads in the coming year as issuers wrestle with the upcoming disappearance of the individual mandate, the Trump administration's new policies on association health plans and longer-duration short-term plans, and proposed changes for 2019 to the essential health benefit benchmark plan and other policy shifts tucked into the most recent Notice of Benefit and Payment Parameters. Despite the continued regulatory uncertainties, S&P Global says the marketplace is gradually improving...