Families USA Touts Subsidies Over Reinsurance To Make ACA Affordable

Consumer advocacy group Families USA is out with an issue brief calling on lawmakers to consider enhancing and expanding financial assistance to improve exchange plan affordability rather than focusing on reinstating the Affordable Care Act’s reinsurance program, which was phased out after 2016. Families Senior Fellow Stan Dorn, who wrote the Jan. 29 analysis, explains that creating a federal or state reinsurance program can lower premiums but essentially directs limited resources to subsidize a wealthier population. Instead, Dorn recommends lawmakers...