State regulators, issuers and other experts balk at CMS’ proposal that would let employees buy a short-term plan using a Health Reimbursement Arrangement (HRA) for “excepted benefits,” arguing that healthier workers could rely on the less generous products instead of purchasing comprehensive coverage. The proposal would allow employers to put up to $1,800 in the HRA, which could also be used to buy vision, dental and other ancillary products. HHS, the Treasury Department and the Department of Labor proposed the...