Regardless of what the Trump administration and GOP-led Congress ultimately decide about the cost-sharing reduction subsidies for low-income people who buy their insurance on the individual market, the ongoing uncertainty foreshadows a regulatory and operational mess down the road, several health policy experts, officials and consumer advocates say. Open enrollment will start in less than a month, and now that insurers have filed their final rates any CSR scenario comes with problems. In some cases, consumers could ultimately pay the...