New Jersey insurance regulators shut down two related companies they allege were illegally operating a health care sharing ministry (HCSM) and are warning consumers that plans available outside of the state’s insurance exchange may not be offering comprehensive coverage. New Jersey’s Department of Banking and Insurance (DOBI) told Aliera, a broker, and its subsidiary Trinity, which claims to be an HCSM, to end transactions on Dec. 23 after discovering that the entities did not meet the Affordable Care Act’s statutory...