Two small Northeastern states are the latest to explore state-level reinsurance programs and individual mandates to help stabilize their individual insurance markets. Rhode Island Governor Gina Raimondo (D) included both policies in her recent budget proposal, and in Delaware a legislatively required study on ways to lower health insurance costs , including by allowing all residents to buy into Medicaid or the state’s employee group plan, preliminarily recommended the state establish a traditional reinsurance program that could be funded by...