Anyone who applied for an exemption from buying health insurance in 2014 but has not received a response can write "pending" on their tax return instead of an exemption certificate number, the Treasury Department emphasized in a release Friday (March 27). That could speed up the tax filing process while keeping options open for most uninsured Americans, who are opting to pay the "shared responsibility" penalty for lacking coverage instead of applying for an exemption, according to recent H&R Block...